Donna Crossword
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
 
 
Down: 2) an insurer that is owned by its policyholders and formed as a corporation for the purpose of providing insurance to them.3) insurance that covers miscellaneous types of property, such as movable property, goods in domestic transit, and property used in transportation and communication.4) insurance that covers direct damage to or loss of insured property7) insurance that provides liability coverage to individuals and families for bodily injury and property damage arising from the insured's personal premises or activities.8) revenue minus expenses and taxes during a given time period9) any condition or situation that presents the possibility of financial loss to a business because of the death, disability, retirement, or resignation of key employees.11) a document drafted by the NAIC, in a style similar to a state statue, that reflects the NAIC's proposed solution to a given problem or issue and provides a common basis to the states for drafting laws that affect the insurance industry.14) tangible or intangible property that is not real property16) an indirect loss caused by a reduction in revenue, an increase in expenses, or both during a given time period.19) a person who uses complex mathematical methods and technology to analyze loss data and other statistics and to develop systems for determining insurance rates21) a rate making concept through which actuaries base rates on calculated loss experience to place insured with similar characteristics in the same rating class30) the amount per exposure unit for insurance coverage, used to arrive at a premium when multiplied by the number of exposure units Across: 1) insurance that covers money, securities, merchandise,and other property from various causes of loss such as burglary, robbery, theft and employee dishonesty.5) insurance that covers ships and their cargo against such cases of loss as fire, lightning, and "perils of the seas."6) an insuer formed as a subsidiary of its parent company, organization, or group, for the purpose of providing all or part of the insurance on the parent company or companies.10) any condition or situation that presents the possibility of a claim, alleging legal responsibility of a person or business for injury or damage suffered by another party12) insurance that provides life insurance protection and a savings component.13) life insurance that provides lifetime protection, accrues cash value, and has premiums that remain unchanged during the insured's lifetime.15) to restore a party who has sustained a loss to the the same financial position that party held before the loss occurred.17) insurance that covers liability loss exposures arising from a business organization's premises and operations, its products, or its completed work.18) the process by which a mutual insurer owned by its policyholders becomes a stock company, which is then owned by its stockholders.20) in a reciprocal insurance exchange, the contractually authorized manger of the reciprocal who administers its affairs and carries out its insurance transactions.22) insurance that covers loss of or damage to specified vehicles from collision, fire, theft, or other causes.23) insurance that provides liability coverage to professionals for errors and omissions arising out of their professional duties.24) the price of the insurance coverage provided for a specified period25) any condition or situation that presents the possibility that a property loss will happen.26) any condition or situation that presents the possibility of a loss27) any condition or situation that presents the possibility of a financial loss to an individual or a family by such causes of death, sickness, injury, or unemployment28) life insurance that provides coverage for a specified period, such as ten or twenty years, with no cash value.29) a contractual agreement that transfers some or all of the potential costs of insured loss exposures from policies written by one insurer to another insurer.31) the insurer that assumes some or all of the potential costs of insured loss exposures of the primary insurer in a reinsurance contractual agreement.32) that monetary amount, considered to be a form of savings, that accumulates in a whole life insurance policy.33) a measure of the loss exposure assumed by the insurer, using in pricing insurance34) the process insurers use to calculate the rates that determine the premium to charge for insurance coverage35) insurance that covers medical expenses that result from illness or injury.36) land, buildings, and other structures attached to the land or embedded in it37) the policyholders of a reciprocal insurance exchange who agree to insure each other.
 

 

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