Donna Crossword
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
 
 
Down: 2) that monetary amount, considered to be a form of savings, that accumulates in a whole life insurance policy.4) life insurance that provides coverage for a specified period, such as ten or twenty years, with no cash value.5) a measure of the loss exposure assumed by the insurer, using in pricing insurance8) the insurer that transfers some or all of the potential costs of its insured exposures to another insurer in a reinsurance contractual agreement.10) to restore a party who has sustained a loss to the the same financial position that party held before the loss occurred.11) insurance that provides life insurance protection and a savings component.12) land, buildings, and other structures attached to the land or embedded in it13) the price of the insurance coverage provided for a specified period16) a person who uses complex mathematical methods and technology to analyze loss data and other statistics and to develop systems for determining insurance rates18) tangible or intangible property that is not real property21) the process insurers use to calculate the rates that determine the premium to charge for insurance coverage22) the policyholders of a reciprocal insurance exchange who agree to insure each other.24) an indirect loss caused by a reduction in revenue, an increase in expenses, or both during a given time period.25) a contractual agreement that transfers some or all of the potential costs of insured loss exposures from policies written by one insurer to another insurer.26) a state fund that provides a system to pay the claims of insolvent insures, generally funded by assessments collected from all insures licensed in the state.35) the amount per exposure unit for insurance coverage, used to arrive at a premium when multiplied by the number of exposure units Across: 1) insurance that covers medical expenses that result from illness or injury.3) an insuer formed as a subsidiary of its parent company, organization, or group, for the purpose of providing all or part of the insurance on the parent company or companies.6) a claim for monetary damages because of injury to another party or damage to another party's property7) insurance that covers ships and their cargo against such cases of loss as fire, lightning, and "perils of the seas."9) an association of the commissioners of the insurance departments of each state, the District of Columbia, and the U.S. territories and possessions, whose purpose is to coordinate insurance regulation activities among the various state insurance departments14) any condition or situation that presents the possibility of financial loss to a business because of the death, disability, retirement, or resignation of key employees.15) insurance that covers money, securities, merchandise,and other property from various causes of loss such as burglary, robbery, theft and employee dishonesty.17) the insurer that assumes some or all of the potential costs of insured loss exposures of the primary insurer in a reinsurance contractual agreement.19) any condition or situation that presents the possibility of a claim, alleging legal responsibility of a person or business for injury or damage suffered by another party20) revenue minus expenses and taxes during a given time period23) in a reciprocal insurance exchange, the contractually authorized manger of the reciprocal who administers its affairs and carries out its insurance transactions.27) insurance that covers liability loss exposures arising from a business organization's premises and operations, its products, or its completed work.28) insurance that covers direct damage to or loss of insured property29) the process by which a mutual insurer owned by its policyholders becomes a stock company, which is then owned by its stockholders.30) a rate making concept through which actuaries base rates on calculated loss experience to place insured with similar characteristics in the same rating class31) a state workers' compensation insurance plan that is the only source of workers' compensation insurance allowed in that state.32) an insurer that owned by its stockholders and formed as a corporation for the purpose of earning a profit for the stockholders.33) any condition or situation that presents the possibility that a property loss will happen.34) insurance that covers loss of or damage to specified vehicles from collision, fire, theft, or other causes.36) a document drafted by the NAIC, in a style similar to a state statue, that reflects the NAIC's proposed solution to a given problem or issue and provides a common basis to the states for drafting laws that affect the insurance industry.37) a state workers' compensation insurance plan that competes with private insurers to provide workers' compensation insurance.
 

 

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