Donna Crossword
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
                                                          
 
 
Down: 2) revenue minus expenses and taxes during a given time period3) a rate making concept through which actuaries base rates on calculated loss experience to place insured with similar characteristics in the same rating class5) the insurer that transfers some or all of the potential costs of its insured exposures to another insurer in a reinsurance contractual agreement.7) an indirect loss caused by a reduction in revenue, an increase in expenses, or both during a given time period.9) insurance that covers ships and their cargo against such cases of loss as fire, lightning, and "perils of the seas."10) an insuer formed as a subsidiary of its parent company, organization, or group, for the purpose of providing all or part of the insurance on the parent company or companies.14) a state workers' compensation insurance plan that is the only source of workers' compensation insurance allowed in that state.15) the price of the insurance coverage provided for a specified period19) tangible or intangible property that is not real property20) an insurer that is owned by its policyholders and formed as a corporation for the purpose of providing insurance to them.23) a claim for monetary damages because of injury to another party or damage to another party's property26) a person who uses complex mathematical methods and technology to analyze loss data and other statistics and to develop systems for determining insurance rates Across: 1) a type of health insurance that provides periodic income payments to an insured who is unable to work because of sickness or injury.4) land, buildings, and other structures attached to the land or embedded in it6) a measure of the loss exposure assumed by the insurer, using in pricing insurance8) the insurer that assumes some or all of the potential costs of insured loss exposures of the primary insurer in a reinsurance contractual agreement.11) a mathematical principal that states that as the number of similar but independent exposure units increases, the relative accuracy of predictions about future outcome (losses) based on these exposure units also increases12) to restore a party who has sustained a loss to the the same financial position that party held before the loss occurred.13) life insurance that provides lifetime protection, accrues cash value, and has premiums that remain unchanged during the insured's lifetime.15) insurance that provides liability coverage to professionals for errors and omissions arising out of their professional duties.16) the process insurers use to calculate the rates that determine the premium to charge for insurance coverage17) in a reciprocal insurance exchange, the contractually authorized manger of the reciprocal who administers its affairs and carries out its insurance transactions.18) a contractual agreement that transfers some or all of the potential costs of insured loss exposures from policies written by one insurer to another insurer.21) a state fund that provides a system to pay the claims of insolvent insures, generally funded by assessments collected from all insures licensed in the state.22) a document drafted by the NAIC, in a style similar to a state statue, that reflects the NAIC's proposed solution to a given problem or issue and provides a common basis to the states for drafting laws that affect the insurance industry.24) insurance that covers money, securities, merchandise,and other property from various causes of loss such as burglary, robbery, theft and employee dishonesty.25) the amount per exposure unit for insurance coverage, used to arrive at a premium when multiplied by the number of exposure units27) any condition or situation that presents the possibility of a financial loss to an individual or a family by such causes of death, sickness, injury, or unemployment28) the policyholders of a reciprocal insurance exchange who agree to insure each other.29) that monetary amount, considered to be a form of savings, that accumulates in a whole life insurance policy.30) any condition or situation that presents the possibility that a property loss will happen.31) the process by which a mutual insurer owned by its policyholders becomes a stock company, which is then owned by its stockholders.32) insurance that covers miscellaneous types of property, such as movable property, goods in domestic transit, and property used in transportation and communication.33) a state workers' compensation insurance plan that competes with private insurers to provide workers' compensation insurance.34) insurance that covers loss of or damage to specified vehicles from collision, fire, theft, or other causes.35) any condition or situation that presents the possibility of a loss36) any condition or situation that presents the possibility of financial loss to a business because of the death, disability, retirement, or resignation of key employees.
 

 

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