Credit Card Terms Crossword
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
                               
 
 
Down: 1) A yearly rate of interest that includes fees and costs paid to acquire the loan.2) It means that a potential customer has passed a preliminary credit-information screening.3) The written statement that gives the terms and conditions of a credit card account.5) The process of moving an unpaid credit card debt from one issuer to another.7) A fee charged for exceeding the credit limit on the card.8) Often called the introductory rate, it is the below-market interest rate offered to entice customers to switch credit cards or lenders. Across: 4) If the credit card user does not carry a balance then there is an interest-free time that a lender allows between the transaction date and the billing date.6) A charge by the bank for using credit cards to obtain cash.9) The charge for using a credit card, comprised of interest costs and other fees.10) This is determined by adding each day's balance and then dividing that total by the number of days in a billing cycle.11) The smallest amount a cardholder can pay to keep the account from going into default.
 

 

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