Credit Card Terms Crossword
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
 
 
Down: 1) The written statement that gives the terms and conditions of a credit card account.2) Often called the introductory rate, it is the below-market interest rate offered to entice customers to switch credit cards or lenders.3) This is determined by adding each day's balance and then dividing that total by the number of days in a billing cycle.4) A fee charged for exceeding the credit limit on the card.6) It means that a potential customer has passed a preliminary credit-information screening. Across: 5) If the credit card user does not carry a balance then there is an interest-free time that a lender allows between the transaction date and the billing date.7) The process of moving an unpaid credit card debt from one issuer to another.8) A charge by the bank for using credit cards to obtain cash.9) The charge for using a credit card, comprised of interest costs and other fees.10) The smallest amount a cardholder can pay to keep the account from going into default.11) A yearly rate of interest that includes fees and costs paid to acquire the loan.
 

 

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