Vocab chapter 8 FP Crossword
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
                                                         
 
 
Down: 1) Automobile insurance that covers financial loss from damage to a vehicle caused by a risk other than a collision, such as fire, theft, glass breakage, hail, or vandalism. 2) A factor that increases the likelihood of loss through some peril. 4) The place of residence used to determine a person's automobile insurance premium. 6) Consists of people who are unable to obtain automobile insurance due to poor driving or accident records and must obtain coverage at high rates. 9) Coverage for the risk of financial loss due to legal expenses, medical costs, lost wages, and other expenses associated with injuries caused by an automobile accident for which the insured was responsible. 11) A policy provision that requires a homeowner to pay for part of the losses if the property is not insured for the specified percentage of the replacement value. 13) A reduction in the value of an object, based upon its age and the percentage it has decreased each year. 15) The amount of money a policyholder is charged for an insurance policy. 16) The cause of a possible loss. 20) An automobile insurance program in which drivers involved in accidents collect medical expenses, lost wages, and related injury costs from their own insurance companies. 25) An addition of coverage to a standard insurance policy. 28) Failure to take ordinary or reasonable care in a situation. 34) Chance or uncertainty of loss; may also mean "the insured." Across: 3) An insurance company. 5) Automobile insurance coverage for the cost of injuries to a person and members of his or her family caused by a driver with inadequate insurance or by a hit-and-run driver. 7) Coverage for a place of residence and its associated financial risks. 8) A written contract for insurance. 10) A person who owns an insurance policy. 12) Home insurance that pays the cost of minor accidental injuries on one's property.14) Protection against possible financial loss. 17) A policy in which only those perils that are specifically listed will be covered should a loss occur. 18) The process of establishing a monetary fund to cover the cost of a loss. 19) Additional property insurance to cover the damage or loss of a specific item of high value. 21) Legal responsibility for the financial cost of another person's losses or injuries. 22) A list or other documentation of personal belongings, with purchase dates and cost information. 23) Supplementary personal liability coverage; also called a personal catastrophe policy. 24) A risk in which there is only a chance of loss; also called insurable risk. 26) Automobile insurance that covers medical expenses for people injured in one's car. 27) A situation in which a person is held legally responsible for the actions of another person. 29) A claim settlement method in which the insured receives the full cost of repairing or replacing a damaged or lost item. 30) A risk-sharing firm that assumes financial responsibility for losses that may result from an insured risk. 31) A policy in which any event that causes loss or damage to the insured property is covered unless it is specifically excluded. 32) Automobile insurance that pays for damage to the insured's car when it is involved in an accident. 33) A category based on the driver's age, gender, marital status, driving record, and driving habits; used to determine automobile insurance rates. 35) A risk in which there is a chance of either loss or gain. 36) A situation in which a person is held responsible for intentional or unintentional actions. 37) A person covered by an insurance policy. 38) Insurance that covers damage to another's property, as by an automobile accident. 39) A claim settlement method in which the insured receives payment based on the current replacement cost of a damaged or lost item, less depreciation.
 

 

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