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VocabTest.com Material
Based on Words From:
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3) Wordly Wise 3000®
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Book 11
Book 12
PF Obj 4 Crossword
Special Characters:
’
Down
:
2) A certificate of deposit at a credit union
3) The amount an employee contributed each pay period to a retirement plan.
4) One that is insured---as by Federal Deposit Insurance Corporation (FDIC), Savings Association Insurance Fund (SAIF), or Natioanl Credit Union Administration (NCUA) to protect deposits of clients
7) The percentage deducted from an individual’s paycheck to assist in funding government agencies within the state.
8) Arrangement for electronically depositing pay/benefits directly into an account
9) A licensed institution that specializes in investing.
10) A hand-written document used to pay for purchases using funds in a personal checking account
11) A check bought from a bank with payment guaranteed by the bank
13) Borrowed money
15) A full-service financial institution that offers a variety of services
16) A loan to purchase a home or other real estate
17) A prepaid card that is offered to employees as an alternative to paper paychecks or directly depositing wages into an employee’s depostiory institution
18) Purchasing properties as an investment to gain profit
21) Federal Insurance Contributions Act. This tax includes Social Security and Medicare. Social Security taxes are based on a 6.2 percentage of the employee’s gross income. Medicare is 1.45% of gross income.
25) Money is deposited into an account to earn interest
27) Employment Eligibility Verification Form---the information on this form is for employers to verify the eligibility of individuals for employment.
30) Money paid in addition to base pay, either as a reward for performance or as a share of profit.
31) The amount taken from the employee’s paycheck for medical benefits.
37) This part lists the paycheck deductions as well as other important information.
38) Money subtracted from gross pay for required taxes, employee insurance, and retirement benefits.
39) The amount of money left after all the deductions have been taken from the gross pay earned in the pay period.
42) A compulsory charge imposed on citizens by local, state, or federal governments.
43) A card used to make a purchases; must be repaid later with interest; A card used for payment through credit with interest accruing
45) Paper money; bills
49) The amount of money paid for a specified quantity of labor.
Across
:
1) The place where a purchase is made and money is electronically moved
5) A unique number kept secured and used to access an account and perform transactions
6) The total amount of money earned during the pay period before deductions.
12) A set amount of money paid for a set period of time worked.
14) Arrangement for electronically withdrawing funds from an account to pay bills
19) A computer terminal used to transact business with a financial institution
20) A personal check with a bank’s guarantee of payment
22) A savings account at a credit union
23) A check used in place of cash when traveling for greater security
24) The ability to obtain money from one’s accounts quickly and easily
26) Assistance to consumers with specific areas of financial planning
27) An employee’s withholding certificate---the information provided on this form determines the percentage of gross pay to be withheld for taxes
28) A form of payment to an employee
29) A card used for point-of-sale transactions on a checking account
32) An insured interest-earning savings tool with restricted access to funds
33) A plan for saving money for retirement; money tax-deferred until withdrawn
34) A credit arrangement where the amount of money borrowed continues to change as payments are made and purchases are put on the credit card
35) Paper checks or debit cards are used to withdraw money deposited into the account to pay for items
36) Money paid by customers to those who provide services.
40) Using computer networks to make electronic funds transfers among accounts
41) A credit arrangement where the amount of money borrowed and the amount to be repaid per month are fixed at the time the installment loan is made
44) A checking account at a credit union
46) The amount required by law for employers to withhold from earned wages to pay federal income taxes.
47) Income paid as a percentage of sales made by a salesman
48) The total of all deductions which have been withheld from an individual’s paycheck from January 1 to the last day of the pay period
50) The higher the income, the higher the amount of taxes paid
51) An investment of money in a government or organization
52) Card storing pre-paid amounts of money to use when making purchases
53) A nonprofit financial cooperative owned by its members
54) A financial institution that provides loans and mortgages to customers who hold a saving account
55) The length of time for which an employee’s wages are calculated.
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