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Personal finance Crossword
Down
:
1) The total amount of what it cost you to use credit in a give year. It is expressed as a percentage of the amount borrowed.
2) A clause included in many credit card company agreements that allows a credit card company to increase your interest rate if you make one late payment
3) A for-profit company that is owned by its stockholders and provides saving and checking services
4) Expenses that cost the same amount everytime
7) A goal that will take more than a year to achieve
8) A mathematical method that can be used to show how long it will take your money to double in an investment
9) The maximum amount of credit a lender will extend to a customer
11) Certificate of Deposit.
13) The amount of money you get paid before an taxes are taken out.
15) Reducing investment risk by putting your money in many different investments
17) A financial institution owned by its members
19) An account you have at a bank or credit union that helps you accumulate and save money and earn a small amount of interest at the same time
20) Expenses that are not paid every month, like a magazine subscription
23) Tax on any type of good your purchase, such as clothes
24) A goal to be achieved within the next three months
Across
:
5) The idea that the higher the financial risk the higher the return should be
6) Deadline to file your taxes
10) The idea that people freely file their taxes and do them correctly.
12) Also known as take home pay, the money you receive after taxes
14) Things we must have to survive: for example, clothing,food,water,shelter
16) The beliefs,qualities, or standards that you consider important or desirable
18) Expense that are not the same every time, like groceries
21) A goal that is set for three months to a year
22) An asset that can be converted into cash quickly
25) A rating used by credit reporting companies to help lenders decide weather and/or how much credit can be extended to a borrower
26) Things that make life more interesting and fun but that people can live without if they have to.
27) Taking a certain amount of all money you receive and saving it to be used for spending on long-term goals
28) Payment for the use of money
29) 70% on living expenses, 20% on savings, 10% on debt rule
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